Talk Fusion: Be Yourself

 

From the day you were born, you were probably told to get a job, any joy, keep that job, and love that job, no matter what it was. It was probably instilled in you and because of this, you might have played it safe. You took the job that offered you security as opposed to happiness. As the old adage goes, you can’t put a price tag on happiness. It either exists for you or it doesn’t. When it does exist, there is no better feeling in the world than having genuine happiness. People can tell when you are unhappy or something isn’t right. They have been around you long enough to know you and truly understand you. Because of this, when they see you happy, they are happy for you.

How does one become happy with their job? That is where Talk Fusion and Bob Reina come in with their incredible product. It is all about happiness, living out your dreams, and never having to live in fear again. So many people live in fear at their jobs. They feel as if they say the wrong thing or do the wrong thing, it might end up with them getting fired or let go. They have to answer to someone else and walk on eggshells.

However, Talk Fusion puts YOU in control and makes YOU your own boss. Gone are the days of doing work that means nothing to you. Now, you can live out whatever your dream is, each and every day. You can have your dream with you, thanks to Talk Fusion and Bob Reina. Bob Reina knows he is truly making a difference with this product. They offer video emails, video conferences, and so many other virtual methods. No matter what you are looking for, you can do it on Talk Fusion.

When you love your job, you are never working a day in your life because it doesn’t feel like a job. You can spend time with your family, go on vacation, but you can still know that your business is being taken care of with this product.

5 Tips for Getting Your Finances Ready for Retirement

Baby boomers have been retiring in record numbers. With the economy still a bit shaky, however, many are wondering if they actually have enough money and resources to pull a Igor Cornelsen and retire comfortably with a happy Facebook feed. The following are 5 tips for making sure that when you’re ready for retirement you’ll have an adequate nest egg.

1. Define What Your Retirement Will Look Like
You’ll need to know what kind of lifestyle you’ll be living before figuring out how much money you’ll need. While many baby boomers have dreams of traveling the globe or sailing around the Caribbean, this is probably not realistic for most retirees. Make a list of goals for the future, monthly expenditures, and make sure to factor in unexpected expenses.

2. Take Stock of All Your Assets
Make a list of every debt you have including mortgages, credit card bills, and any other type of loans. Then make a list of your assets. This might include your 401k, savings accounts, and any equity in your home. You’ll always need to take into account your monthly living expenses. This should give you a pretty good idea of how much money you’ll have for retirement.

3. Consult With a Financial Planner
If you have several debts or your assets are in stocks that may be confusing, it’s wise to consult with a financial planner. Just because you’re getting ready to retire and think there’s not enough time to save much money at this point doesn’t mean you can’t benefit from a planner’s expertise. A financial planner can help you organize and manage the money you do have and may even have advice for short term investments that can increase your monthly income.

4. Evaluate Your Health
Medical expenses are one of the top reasons Americans file for bankruptcy. Even with Medicare and Social Security, all healthcare expenses may not be covered. Evaluate your health conditions honestly and plan for any unforeseen hospital and medical expenses.

5. Consider When to Sign Up for Social Security
You don’t always have to sign up for Social Security the same year that you retire. Payments can increase for each year that you delay claiming up until age 70. If you’re in good health and one or more parents lived into their nineties it may be in your best interest not to sign up until age 70.