Talk Fusion Is Excited About 2017

It is always great when there is a company out there that is exciting and fresh. Talk Fusion has kept it exciting and fresh for a decade now, which is no small feat and nothing to sneeze at, that is for sure. They have worked, clawed, and scratched for everything they have received. That is the way Bob Reina prefers it, though. He is a firm believer in hard work and putting your nose to the grindstone. That is how people get ahead and that is how people win. Talk Fusion knows this as they won two awards in 2016 from the Technology Marketing Corporation



They only give out this award to the very best in voice, data, and video. Talk Fusion is clearly the best when it comes to that. It can be found in the App Store for Apple users or the Google Play store for Android users. In fact, they have made it to where now both Apple and Android customers can communicate together, which is something that is really improving their client base and making people very, very happy. Bob Reina is all about making people happy all of the time when they use Talk Fusion. Their latest award was for the 2016 Communications Solutions Product of The Year Award.


Communication is something that is somewhat of a lost art form in today’s society, but with Talk Fusion’s video newsletters, video emails, video conferences, and video chats, communication can be taken to a whole new level. It makes communication easier than ever, and they are over the moon about that. Communication equals solutions. So many times, things get lost in transit or they get overlooked because people don’t know how to connect with one another and they don’t know how to say and do the right things.


With Talk Fusion, all of that goes out the window. They make talking and chatting easier than ever for everyone involved. When people take the time to truly understand each other and get to know each other, they connect in a way they otherwise would not have in the first place.

What Makes Martin Lustgarten a Successful Investment Banker?


Most corporations have lots of activities to handle. These activities hinder them from raising money on their own. Therefore, an intermediary is needed to handle financial cases. This factor has contributed to the existence of investment banks. Investment banking it is the process through which investment banks raise capital for corporations for a fee. They underwrite debt and equity securities for all types of companies. Investment banks also guide issuers on stock placement.

Roles of Investment Banks and Investment Bankers

The primary role of investment banks is to serve as the intermediary between the corporations and the investors. This is done through Initial Public Offerings (IPOs). IPOs help the companies raise money for expansions and growth to serve their clients better. Without investment banks, it could be hard for firms to raise funds.

Investment bankers are people who work for investment banks. They offer guidance to companies and corporations who are seeking money to boost or expand their businesses. They advise corporations whether to go public or find alternative ways of getting the money they need.

Another role of investment bankers is handling mergers and acquisitions. They help businesses to evaluate the worth of possible acquisitions and get it at a good price. They advise clients on where to and how to get the funds to finance the acquisitions and create a payment plan.

About Martin Lustgarten

Martin Lustgarten is one of the smartest investment bankers in the investment banking industry. He has been in the field for decades and dealt with thousands of clients. He has helped these clients to attain financial stability. Martin is a citizen of two countries i.e. Austria and Venezuela. He has made investments in these two countries. The move has benefited him a lot.

Martin experience in the field has helped in sharpening his skills and today he is one of the most relied upon investment banker. His success has attracted lots of companies and individuals to seek advisory from him. He is reputed as hardworking and successful investment banker. He can follow trends in the economy and make accurate predictions.

How Your Own Cells can Save Your Life

The Lung Institute, which is a research institution, is working towards using stem cells to help a list of chronic diseases such as pulmonary fibrosis, chronic bronchitis, interstitial lung disease, and more. A range of treatments is offered to those with these chronic diseases and these include blood treatments as well as bone marrow treatments. But just how can one use stem cells to help chronic diseases? Stem cells are essential to all organisms and not only do they self-renew and replicate, but they also have the ability to form any type of tissue in the body! What the Lung Institute does is uses stem cells that come from the patient’s own body to treat different pulmonary conditions. These cells are known as autologous stem cells. This type of treatment is a multi-step treatment. More information available on

According to Cedars-sinai, to first start the treatment, patients first need to undergo a blood or bone marrow treatment to extract cells from the body. The stem cells are then separated from the other cells in the body. Once that is done, the concentrated stem cells are then put back into the patient’s blood stream, where they then begin to promote healing. The cells fall into what is known as a pulmonary trap. As explained by lifestylesafter50, this means that the stem cells are naturally trapped by the lungs so they regenerate damaged lung tissue. When the body receives an IV with the stem cells, they automatically travel to the right side of the heart so that within one or two heartbeats, the stem cells have been distributed to the lungs. So when treating pulmonary diseases, having the lungs trap the stem cells is very beneficial.

For patients testimonials click here.

The Bethesda Businessman: Todd Lubar

If someone ever wanted to create a list of successful serial entrepreneurs that can be used as prime example of living the American Dream, Todd Lubar should certainly be on that list. When you do even the slightest bit of research it will become very clear to you that Todd not only has extensive experience in the world of business but is also very family oriented. As a Syracuse University graduate with a B.A. in Speech Communication, Todd took his first job with Crestar Mortgage Corporation and worked there from 1995 until 1999 at which point he joined Legacy Financial Group to help grow their Maryland office to several hundred million dollars in yearly loan volume. By doing this, Todd enabled himself to expand his lending capabilities to broker loans to outside investors as well as lend as a direct Mortgage bank.


After working with the Legacy Financial Group for 6 years he moved on to take on the role of Vice President with Charter Funding and held that position till August ’07. Even though Todd’s focus throughout his career has been mortgage banking, the big changes that were happening in the mortgage industry around this time caused Todd to once again expand his business horizons. During this time Todd got involved in other business such as the commercial demolition industry, nightclubs and the recycling industry. This vast experience with multiple businesses has allowed him to really understand what makes a business run and how to excel in almost any environment. He is currently active in yet another industry which is focussed on helping people in need.


As hardworking and determined as Todd Lubar is, he is a big family man at heart. He loves to spend time with his 2 beautiful children and travel. He is also very committed to becoming a better person each and every day and add value to everything that he comes in contact with.

Success Of AXA Advisors Under Vinny Parascandola’s Leadership

AXA Advisors is a French multinational insurance company that specializes in investment management, global insurance and other financial services. AXA has a remarkable brand value. Headquartered in the 8th arrondissement of Paris, AXA Advisors operates in Western Europe, Asia Pacific Region, North America, and Middle East. In addition, the company has presence in Africa. AXA Group has different firms, which are run independently and governed by the laws and regulations of different countries where they operate.

AXA, which is also a component of the Euro Stoxx 50 stock market index, was named the 2nd most powerful transnational company basing on ownership and company control over market competition and global financial stability. It was founded in 1816. Originally, it was known as Mutuelle de L’assurance contre L’incendie. AXA has ventured in several philanthropic initiatives. The company, through AXA Heart in action, invests in artistic and social initiatives. In 2008, the firm established AXA Research Fund with a goal of supporting research activities aimed at understanding and preventing risks that are a threat to the environment, human life and society. As of today, the AXA Research Fund has funded 256 research projects, which are implemented in 22 countries by researchers from 42 different nations.
About Vinny Parascandola
Vincent Parascandola is the senior vice president of AXA Advisors, LLC. He is in charge of the management development, sales, recruiting, productivity, retention and creating new financial professionals that are highly experienced. Vinny’s career started shinning at the early stages of his career. In Parascandola’s first job, he served as an agent in Prudential in 1987 earned him recognition as the Rookie of the Year. Vinny joined MONY Life Insurance Company in 1990 where he held several leadership roles before joining AXA Advisors in 2004.
With over 25 years of experience in the industry, Vinny Parascandola’s excellent management skills have seen him receive numerous awards, including GAMA’s Career Development awards and Master Agency Awards. He has spoken at many company and industry conferences, including LIMRA’s distribution conferences and GAMA’s national Lamp Meeting. Vinny Parascandola is an alumnus of Pace University where he earned his Bachelor of Science degree. When he returned to his alma mater, he gave a commencement speech to the graduating class of 2014.

Top 10 locations to visit in Panama

Panama, located in Central America, offers an exciting blend of captivating cities, peaceful villages, white sandy beaches, coffee plantations, rain forests and mountains. It is bordered by the Caribbean Sea and the Pacific Ocean to the north and south respectively. Both of these water bodies are connected through the Panama Canal, which is an important conduit for global maritime trade on While in Panama, please make a point to visit the following exciting locations.

10. El Valle de Anton
Come and explore this fascinating town high in the peaks of Panama, on the floor of the biggest populated volcano crater on earth. Located almost 2000 feet above sea level, the town boasts of a special spring-like climate and the surrounding mountains and tropical forests are perfect for horseback riding, hiking and bird watching.

9. Las Perlas Archipelago (Pearl Islands)
The Pearl Islands of Panama is simply an archipelago that comprises of about a hundred small islands across the Gulf of Panama, nestled on the Pacific Coast. Virgin forests and immaculate beaches characterize the Pearl Islands. Contadora Island is the most famous for holidaymakers, boasting of great resorts as well as an airstrip.

8. Baru Volcano
Baru Volcano, a dormant volcano located in Chiriquí Province offers absolute adventure for mountaineers and hikers. Try out the steep and rocky mountain climb to the summit of the dormant volcano, as you pass through lush jungle, rolling green hills and rocky cliffs. If that doesn’t excite you, try out the hot springs located underneath the dormant volcano.

7. Gulf of Chiriquí
Located along the Pacific coastline in Panama on, Gulf of Chiriquí prides itself in having widespread coral reefs, rich mangroves, several sandy beaches, and notably Coiba, the largest island in Panama. Avid lovers of sports fishing, diving and surfing can greatly enjoy what the coastal and marine locations have to offer.

6. Boquete
Boquete town lies in the western-most region of Chiriquí in Panama Highlands. Whether it’s exploring the cloud forest, bathing in hot springs in Rio Caldera or taking a boat tour of the White Water River in Chiriqui Viejo, visitors to Boquete town are spoilt for selection.

5. Santa Catalina
The hidden paradise of Santa Catalina exists in quiet seclusion on the Chiriquí Gulf. Besides its serenity, this tropical paradise offers the best surf, beautiful beaches as well as the closest access point to Coiba National Marine Park.

4. San Blas Islands
Off the northern coast of the Isthmus of Panama, lies the San Blas Islands comprising of about 400 islands, of which just 49 are inhabited. Its simplistic beauty is the main attraction, offering visitors a chance for relaxation with modern luxuries limited.

3. Bocas Tel Toro
Bocas Tel Toro (popularly known as Bocas Town) boasts of the historic Caribbean architecture, lush tropical vegetation, and amazing opportunities for snorkeling and diving in the Caribbean ocean added to the interesting co-existence of different races and ethnicities.

2. Panama City
Panama City is a hotbed of different cultures. Modern high-rise structures characterize it. Its quick development can be attributed to the Panama Canal. The most notable city attraction is the Panama Canal, although a tour of the Old Town shouldn’t be overlooked.

1. The Panama Canal
Considered as one of the contemporary wonders of the world, the Panama Canal is an important conduit for global maritime trade because it connects the Atlantic and the Pacific Ocean. Panama’s economic growth mainly depends on the Panama Canal, and it has become a key tourist site.

Adrián José Velasquez Figueroa is a key presence within the corporate scene in Panama. He holds the positions of Treasurer, CEO, and President in 5 Panamanian companies. Mr. Adrián José Velasquez Figueroa regularly provides start-up businesses and young executives with sound advice on how to achieve success.

Learn more about Adrian Jose Velasquez Figueroa:

EOS: Fancy Without The Price Sticker

A lot of EOS’s success has come from the brand packaging and the marketing. EOS is known world wide for it’s round colorful orb plastic packaging. It has become a symbol of modernity in fashion, not just a lip balm. There are a lot of “all natural” lip balms out on the market distributed by various beauty companies but none so successful as this brand? What has made it so?

Other natural lip balms made exclusive and luxurious by their placement in a Sephora or other luxury counters makes these products desirable but unaccessible. Giving women an attractive and natural lip balm option that looks like it belongs in a Sephora but available for a $3 price point is really something to flip about. It is easy for women to hold these in their hand and snap them up when shopping for toilet paper or windex. It is available right at the drug store, Target or and won’t break the bank.

In EOS lip balm’s own way they had secured their success early by avoiding hype and concentrating their efforts on building their brand internally. By investing in custom made automated machinery that could churn out their products in house they saved a lot of time, money, and cut out the middle man. Only later after they had control over how many units they could tumble out and what flavor they wanted to try next, did they give online marketing a shot.

It was the beauty bloggers, beauty writers, social networkers, and Facebook enthusiasts that built this brand out by promoting it to their thousands of viewers. Knowing how to promote the product was just another insight EOS eas able to glean and make it work. They now sell over one million units per week, an impressive feat for lip balm.

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