The Bethesda Businessman: Todd Lubar

If someone ever wanted to create a list of successful serial entrepreneurs that can be used as prime example of living the American Dream, Todd Lubar should certainly be on that list. When you do even the slightest bit of research it will become very clear to you that Todd not only has extensive experience in the world of business but is also very family oriented. As a Syracuse University graduate with a B.A. in Speech Communication, Todd took his first job with Crestar Mortgage Corporation and worked there from 1995 until 1999 at which point he joined Legacy Financial Group to help grow their Maryland office to several hundred million dollars in yearly loan volume. By doing this, Todd enabled himself to expand his lending capabilities to broker loans to outside investors as well as lend as a direct Mortgage bank.


After working with the Legacy Financial Group for 6 years he moved on to take on the role of Vice President with Charter Funding and held that position till August ’07. Even though Todd’s focus throughout his career has been mortgage banking, the big changes that were happening in the mortgage industry around this time caused Todd to once again expand his business horizons. During this time Todd got involved in other business such as the commercial demolition industry, nightclubs and the recycling industry. This vast experience with multiple businesses has allowed him to really understand what makes a business run and how to excel in almost any environment. He is currently active in yet another industry which is focussed on helping people in need.


As hardworking and determined as Todd Lubar is, he is a big family man at heart. He loves to spend time with his 2 beautiful children and travel. He is also very committed to becoming a better person each and every day and add value to everything that he comes in contact with.

Success Of AXA Advisors Under Vinny Parascandola’s Leadership

AXA Advisors is a French multinational insurance company that specializes in investment management, global insurance and other financial services. AXA has a remarkable brand value. Headquartered in the 8th arrondissement of Paris, AXA Advisors operates in Western Europe, Asia Pacific Region, North America, and Middle East. In addition, the company has presence in Africa. AXA Group has different firms, which are run independently and governed by the laws and regulations of different countries where they operate.

AXA, which is also a component of the Euro Stoxx 50 stock market index, was named the 2nd most powerful transnational company basing on ownership and company control over market competition and global financial stability. It was founded in 1816. Originally, it was known as Mutuelle de L’assurance contre L’incendie. AXA has ventured in several philanthropic initiatives. The company, through AXA Heart in action, invests in artistic and social initiatives. In 2008, the firm established AXA Research Fund with a goal of supporting research activities aimed at understanding and preventing risks that are a threat to the environment, human life and society. As of today, the AXA Research Fund has funded 256 research projects, which are implemented in 22 countries by researchers from 42 different nations.
About Vinny Parascandola
Vincent Parascandola is the senior vice president of AXA Advisors, LLC. He is in charge of the management development, sales, recruiting, productivity, retention and creating new financial professionals that are highly experienced. Vinny’s career started shinning at the early stages of his career. In Parascandola’s first job, he served as an agent in Prudential in 1987 earned him recognition as the Rookie of the Year. Vinny joined MONY Life Insurance Company in 1990 where he held several leadership roles before joining AXA Advisors in 2004.
With over 25 years of experience in the industry, Vinny Parascandola’s excellent management skills have seen him receive numerous awards, including GAMA’s Career Development awards and Master Agency Awards. He has spoken at many company and industry conferences, including LIMRA’s distribution conferences and GAMA’s national Lamp Meeting. Vinny Parascandola is an alumnus of Pace University where he earned his Bachelor of Science degree. When he returned to his alma mater, he gave a commencement speech to the graduating class of 2014.

Top 10 locations to visit in Panama

Panama, located in Central America, offers an exciting blend of captivating cities, peaceful villages, white sandy beaches, coffee plantations, rain forests and mountains. It is bordered by the Caribbean Sea and the Pacific Ocean to the north and south respectively. Both of these water bodies are connected through the Panama Canal, which is an important conduit for global maritime trade on While in Panama, please make a point to visit the following exciting locations.

10. El Valle de Anton
Come and explore this fascinating town high in the peaks of Panama, on the floor of the biggest populated volcano crater on earth. Located almost 2000 feet above sea level, the town boasts of a special spring-like climate and the surrounding mountains and tropical forests are perfect for horseback riding, hiking and bird watching.

9. Las Perlas Archipelago (Pearl Islands)
The Pearl Islands of Panama is simply an archipelago that comprises of about a hundred small islands across the Gulf of Panama, nestled on the Pacific Coast. Virgin forests and immaculate beaches characterize the Pearl Islands. Contadora Island is the most famous for holidaymakers, boasting of great resorts as well as an airstrip.

8. Baru Volcano
Baru Volcano, a dormant volcano located in Chiriquí Province offers absolute adventure for mountaineers and hikers. Try out the steep and rocky mountain climb to the summit of the dormant volcano, as you pass through lush jungle, rolling green hills and rocky cliffs. If that doesn’t excite you, try out the hot springs located underneath the dormant volcano.

7. Gulf of Chiriquí
Located along the Pacific coastline in Panama on, Gulf of Chiriquí prides itself in having widespread coral reefs, rich mangroves, several sandy beaches, and notably Coiba, the largest island in Panama. Avid lovers of sports fishing, diving and surfing can greatly enjoy what the coastal and marine locations have to offer.

6. Boquete
Boquete town lies in the western-most region of Chiriquí in Panama Highlands. Whether it’s exploring the cloud forest, bathing in hot springs in Rio Caldera or taking a boat tour of the White Water River in Chiriqui Viejo, visitors to Boquete town are spoilt for selection.

5. Santa Catalina
The hidden paradise of Santa Catalina exists in quiet seclusion on the Chiriquí Gulf. Besides its serenity, this tropical paradise offers the best surf, beautiful beaches as well as the closest access point to Coiba National Marine Park.

4. San Blas Islands
Off the northern coast of the Isthmus of Panama, lies the San Blas Islands comprising of about 400 islands, of which just 49 are inhabited. Its simplistic beauty is the main attraction, offering visitors a chance for relaxation with modern luxuries limited.

3. Bocas Tel Toro
Bocas Tel Toro (popularly known as Bocas Town) boasts of the historic Caribbean architecture, lush tropical vegetation, and amazing opportunities for snorkeling and diving in the Caribbean ocean added to the interesting co-existence of different races and ethnicities.

2. Panama City
Panama City is a hotbed of different cultures. Modern high-rise structures characterize it. Its quick development can be attributed to the Panama Canal. The most notable city attraction is the Panama Canal, although a tour of the Old Town shouldn’t be overlooked.

1. The Panama Canal
Considered as one of the contemporary wonders of the world, the Panama Canal is an important conduit for global maritime trade because it connects the Atlantic and the Pacific Ocean. Panama’s economic growth mainly depends on the Panama Canal, and it has become a key tourist site.

Adrián José Velasquez Figueroa is a key presence within the corporate scene in Panama. He holds the positions of Treasurer, CEO, and President in 5 Panamanian companies. Mr. Adrián José Velasquez Figueroa regularly provides start-up businesses and young executives with sound advice on how to achieve success.

Learn more about Adrian Jose Velasquez Figueroa:

EOS: Fancy Without The Price Sticker

A lot of EOS’s success has come from the brand packaging and the marketing. EOS is known world wide for it’s round colorful orb plastic packaging. It has become a symbol of modernity in fashion, not just a lip balm. There are a lot of “all natural” lip balms out on the market distributed by various beauty companies but none so successful as this brand? What has made it so?

Other natural lip balms made exclusive and luxurious by their placement in a Sephora or other luxury counters makes these products desirable but unaccessible. Giving women an attractive and natural lip balm option that looks like it belongs in a Sephora but available for a $3 price point is really something to flip about. It is easy for women to hold these in their hand and snap them up when shopping for toilet paper or windex. It is available right at the drug store, Target or and won’t break the bank.

In EOS lip balm’s own way they had secured their success early by avoiding hype and concentrating their efforts on building their brand internally. By investing in custom made automated machinery that could churn out their products in house they saved a lot of time, money, and cut out the middle man. Only later after they had control over how many units they could tumble out and what flavor they wanted to try next, did they give online marketing a shot.

It was the beauty bloggers, beauty writers, social networkers, and Facebook enthusiasts that built this brand out by promoting it to their thousands of viewers. Knowing how to promote the product was just another insight EOS eas able to glean and make it work. They now sell over one million units per week, an impressive feat for lip balm.

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Jason Hope Believes in Philanthropy

Jason Hope EntrepreneurJason Hope is an Internet entrepreneur that believes in philanthropy. In 2010, he donated $500,000 to the SENS Foundation for research on fighting age related disease. This organization does research on rejuvenating bio-technologies for illness that affect older people. The organization’s doctor Dr. Audbery de Grey’s does research on heart disease, diabetes,and Alzheimer’s disease.

Jason believes that we need to create a new biotech industry and creating SENS fit into that plan. They do public research and outreach in the field rejuvenation bio-technologies. His contribution was to used for research on several different diseases and projects the organization was working on.

This past year in 2016 Jason gave the SENS Foundation a larger donation for research and startups. They organization also receives funding from individual donors, and foundations. They currently hope to raise $50 million with their Project 21 campaign.

In 2015 SENS researchers discovered a key molecule involved in diabetes inflammation and human aging. This helps researchers study the role it plays in human health and finds way to stop or reverse its formation. Jason Hope wants consumers to know that the research is about living a better quality life not living forever.

He likes to support their research to find cures for diseases that cause old age. They try to find ways to prevent the disease from developing. Jason Hope has worked and donated to the Boy’s and Girls Club, Leukemia & Lymphoma Society’s, Family Health International,The World’s Health Organization,and many other organizations.

Jason Hope received a degree in finance from Arizona State University and an MBA from the W.P Carey School of Business at Arizona State. He has worked in technology in research and development.

Jason has developed mobile applications, desktop software, gaming software, and devices that connect people to each other and uses technology to improve the human condition. He continues to do so and has a bright future.

Click here to learn more about Jason Hope.

Securus Giving Families More Options For Communication

It is insane to listen to the detractors of the latest Securus Technologies innovation. Securus is this telecommunications company that provides telecommunications services to prisons and jails around the country. That means they operate those telephones hanging on the walls of the prison, as well as other telecommunication services such as the new video visitation.


Somehow, opponents of the new video visitation technology say that families are being forced to use it. That is simply not true. Families are never forced to use a telecommunications service that they do not want to use. They are simply choosing to use this new technology in order to communicate with their inmate on the inside of the prison. It doesn’t take a rocket scientist to figure out why.


Visiting a prison can be an uncomfortable and intimidating process. Prisons are not known for being the most beautiful buildings in the world. These dreary, drab and uncomfortable places can put even the most intrepid visitor at unease. Visiting a prison also requires a security check. These security checks can be fairly invasive and could make anybody feel uncomfortable. And on top of all of this, you are likely to wait a long time before visiting with your inmate.


Video visitation technology is instant. Securus makes using the technology as simple as possible. A friend or family member of an inmate can set up an account at the website of Securus. Once an account has been set up. The user can simply request a time for a video chat. The user then gets instant notification when the chat is approved. Then the user logs back into the website at the appropriate time to initiate the video visit. There are no long drives, embarrassing security checks or long waits injury buildings. Video visitation sounds like an alluring alternative.


Marketing To Females With Influencer Marketing: Evolution of Smooth

EOS lip balms have not become a success by accident. Although the startup succeeded in an unlikely place it was not because of unlikely circumstances that they succeeded. Nobody at the time was taking advantage of the lack of creativity and innovation in the lip balm aisle. Though the area was not being taken advantage of, it was dominated by long time and big name brands in the business with Phyzer and Clorox owning companies like Burt’s Bees, Blistex and Chapstick.

Sanjiv Mehra, Jonathan Teller, and Craig Dubitsky together had backgrounds in small startups and brand packaging. When they took on this category they used their combined expertise to create a brand easily recognizable today just by it’s appearance. Although unassuming, the spherical shape is basic, it was a huge success with females. Easy to fit in the palm, twist open, apply with the mouth conforming shape, and twist shut with a soft click. The balms were fun to apply multiple times a day, they were easy to grab and didn’t get lost in the purse, and they looked great. Looking at the pods in the Target stores it was easy to imagine one sitting on the makeup counter and looking great instead of an uninspired looking tube of Chap Stick.

Females gravitated to this product and it was then that the brand decided to use influencer marketing to advertise to them more heavily. Female watchers enjoying their favorite Facebook and YouTube beauty reviewer found these products on those channels, and suddenly found them popping up in the newest and hippest music videos. Stars the females had grown up with like Britney Spears, and some that were newer to the game but just as popular like Taylor Swift and Miley Cyrus began showing off these products in their videos like props. EOS lip balm products are sold on Target stores and can also be bought online thru Ulta or via


Chris Burch’s View On The Relationship Between Technology And Fashion

Fashion and technology are seasonal. In these industries, innovation is swift. Over three centuries ago, fashion and technology were moving at a slow pace. It was hard for any significant changes to happen over an individual’s lifetime. However, the industrial revolution in Europe suddenly changed this perspective. Since then, technology and fashion have been having a positive correlation with one changing the other and vice versa. This bond is growing stronger with the passage of time.

One good example of how strong the two sectors are intertwined is the relationship between music systems and fashion. In the 70s, the introduction of boom box created a new trend. Young people were seen walking around the neighborhoods with their music systems as they listened to music from either the two cassette decks or radio stations. Emergence of the dual cassette decks helped people to record music or rewind their tapes. Boom boxes made several appearances in both music videos and movies. However, the quick advancement of technology made the systems obsolete, as Sony introduced the more popular Walkman in the early 90s. Just like its predecessors, the Walkman was soon replaced by iPods. Today, iPods are no longer fashionable as people are majorly using their smartphones because they are a portable source of music.

Apart from influencing each other, some fashion designers are working towards the synthesis of fashion and technology. For instance, Anou Wipprecht is famed for designing self-painting dresses. These designs raise the standards of innovation and functionalities in the fashion sector.

Fashion designers are also using technology to protect both humans and the environment. Products such as the Airbag for Cyclists, designed by Anna Haupt and Terese Alstin, will help to protect humans from dangers associated with riding a bike. This innovative device employs the technology used in airbags to create a wearable around the neck that can inflate in milliseconds and cover the head of the cyclist when he or she is involved in an accident. Segra Segra is making t-shirts and jackets from recycled bicycle inner tubes.

About Chris Burch

Chris Burch is a renowned entrepreneur and fashion icon. His entrepreneurship skills have helped dozens of companies to grow and establish themselves in various fields. One of his well-known companies is Burch Creative Capital, a firm that invests in upcoming businesses. The corporation has a broad brand portfolio, which includes Poppin, Cocoon9, Nihiwatu and ED by Ellen DeGeneres. Chris has also made investments in the lucrative real estate sector.

Burch is an iconic fashion writer. His articles, such as ‘Tech Fashion Trends of the Future,‘ have been read by millions of people. Burch is also involved in charity work, through his J. Christopher-Burch Award for Humanism in Medicine. His career started while undertaking his undergraduate studies at the Ithaca College. He and his brother established Eagles Eye apparel. The company’s assets grew to $ 165 million. Eventually, they sold the firm.

Lovaganza Hopes A World Fair Theme Will Promote Cultural Understanding

At a time when the majority of people are concerned about the racially charged rhetoric of politicians and political groups in various parts of the world the work of the Lovaganza Foundation has never seemed more important. In the buildup to a global event in 2020 that will promote cultural acceptance and understanding the foundation is hoping to promote many of the same ideals through its much anticipated “Lovaganza Convoy” that will be made up of a trilogy of films created by the acclaimed J.F. Gagnon.

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The initial trilogy of films could later be expanded to include up to nine trilogies in the grand plan of Gagnon and his fellow Lovaganza creative minds who are hoping to change the lives of millions of people through the success of the films; Lovaganza hopes to develop a successful media presence that will use any profits made to back existing programs in developing nations to provide clean water, education, and promote peace. The films in the trilogy have been made in various locations across the globe and use some of the best known technicians in the world and will begin with the “Follow Your Sunshine” installment. The initial movie of Lovaganza will begin the story of a journalist intrigued by a traveling show passing through his part of the world who will also cross paths with a former priest who believes he has uncovered the secret to eternal happiness.

There is a lot to admire in the work of the Lovaganza foundation that will reach its initial culmination in the global event of 2020 that will bring people from across the world together. The 2020 event will offer more than just a movie going experience as the three films from the “Convoy” trilogy will be shown on a 360 degree wraparound screen using the latest 3D technology. Lovaganza also hope to bring a number of exhibits to the eight locations of the event across the planet using interactive technology to allow each visitor to explore any culture they wish. Lovaganza’s creative head J.F. Gagnon will also provide live dancers and performances that it is hoped will show the similarities each global culture has with the others.

Follow Lovaganza on Crunchbase.

Why Optimum Conditioners Are Best For Your Hair

If you want your hair to look and feel its very best, you should invest in a high quality cleansing conditioner. Wen by Chaz is a series of top of the line conditioners for women’s hair. Chaz Dean makes a fantastic line of products, such as WenSixThirteen. This daily cleansing treatment utilizes the nourishing benefits of soy, quinoa, and ginger extract for healthy shiny hair of all types. Consumers looking for a gluten-free hair product can find what they need with Wen by Chaz. There is a Pomegranate Daily Conditioner that is gluten-free, lightweight, and uses soy proteins.

Wen by Chaz is a line of premium products created by L.A. celebrity hairstylist Chaz Dean. His products are all natural, support his healthy Zen philosophy on life, and cleanse all hair types. Wen by Chaz does not offer any shampoos which strip the hair of vital nutrients. When you use a Wen by Chaz product, it leaves hair cleansed, conditioned, strengthened, and leaves no heavy product residue. Chaz believes in using the best natural ingredients for the best results for your hair.

If you want great hair, you have to choose the best products on the market. Chaz Dean has created hair products that are beloved by celebrity and everyday consumers. Investing in a solid trusted hair product that works, is the first step to great healthy hair, and a better more stylish you. His products are Sephora available and can also be purchased from select stores like Guthy-Renker.